Affirm Credit/Payment Financing
Affirm Credit is a form of financing the purchase that enables the buyer to quickly and easily Buy Now and pay later without a credit card. Affirm Credit financing is available at Checkout for thousands of online merchant websites, and the Affirm Virtual Card can be used at any of these online merchants that offer payment using Affirm.
Obtaining an Affirm Loan is simple and quick. Affirm reviews the buyer’s loan application and provides immediate instant approval or denial.
Buyers can apply for an Affirm Loan ahead of purchase at affirm.com/account or at Checkout. Approved Buyers choose the Affirm Credit Option that best fits their needs.
Loan Option Terms, based upon the price of the watch, consist of:
Up to 36 Months (Applies Only to Higher Dollar amount purchases) Affirm’s Credit review of the buyer’s ability to pay back the loan will dictate the type of rate the buyer is offered. Affirm does not charge any fees, and Affirm interest rate ranges from 0% to 30% APR. Affirm was founded in 2012 by PayPal co-founder and entrepreneur Max Levchin.